Lender in North Carolina · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in North Carolina
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 3,457 owner-occupied single-family loans in North Carolina from 3,581 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $6,090 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.75% (North Carolina: 6.50%).
Loans in NC
3,457
of 3,581 applications
Denial rate
1.5%
Purchase · NC 7.6%
Rate spread
+0.41 pts
Conv. · NC +0.04 pts
Loan amount
$315,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,839 | 2,780 | 1.5% | 6.750% | +0.41 pts | $6,090 | $315,000 |
| Refinance | 545 | 507 | 4.6% | 6.450% | +0.09 pts | $4,220 | $335,000 |
| Cash-out refinance | 197 | 170 | 12.2% | 6.990% | +0.59 pts | $6,050 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where CrossCountry Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 79.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Caldwell County | 2 | 158 | 15.2% |
| Pender County | 2 | 92 | 6.6% |
| Vance County | 3 | 17 | 5.6% |
| Sampson County | 4 | 25 | 5.0% |
| Scotland County | 4 | 15 | 5.6% |
| Tyrrell County | 4 | 2 | 9.1% |
| New Hanover County | 5 | 140 | 4.2% |
| Duplin County | 5 | 11 | 3.2% |
| Northampton County | 5 | 4 | 4.5% |
| Randolph County | 6 | 59 | 3.3% |
| Edgecombe County | 6 | 13 | 3.9% |
| Cumberland County | 7 | 161 | 2.7% |
| Catawba County | 7 | 91 | 3.2% |
| Alamance County | 7 | 86 | 3.0% |
| Franklin County | 7 | 35 | 2.2% |
| Burke County | 7 | 25 | 2.5% |
| Alexander County | 7 | 11 | 3.0% |
| Perquimans County | 7 | 7 | 3.5% |
| Wake County | 8 | 370 | 1.9% |
| Brunswick County | 8 | 102 | 2.4% |
| Moore County | 8 | 93 | 4.0% |
| Hoke County | 8 | 59 | 3.4% |
| Wilson County | 8 | 29 | 3.0% |
| Chatham County | 8 | 28 | 2.2% |
| Granville County | 8 | 16 | 1.9% |
| Rutherford County | 8 | 15 | 2.2% |
| Halifax County | 8 | 6 | 2.5% |
| Harnett County | 9 | 105 | 2.6% |
| Beaufort County | 9 | 15 | 3.5% |
| Washington County | 9 | 2 | 3.2% |
- CrossCountry Mortgage, Inc. nationwide
- North Carolina mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in Massachusetts
- CrossCountry Mortgage, Inc. in Minnesota
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology