Lender in New Jersey · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in New Jersey
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 5,827 owner-occupied single-family loans in New Jersey from 6,155 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $7,640 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.75% (New Jersey: 6.625%).
Loans in NJ
5,827
of 6,155 applications
Denial rate
4.1%
Purchase · NJ 8.4%
Rate spread
+0.29 pts
Conv. · NJ +0.12 pts
Loan amount
$445,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,005 | 4,749 | 4.1% | 6.750% | +0.29 pts | $7,640 | $445,000 |
| Refinance | 683 | 640 | 4.1% | 6.375% | −0.02 pts | $5,430 | $465,000 |
| Cash-out refinance | 467 | 438 | 4.7% | 6.990% | +0.47 pts | $8,690 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where CrossCountry Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monmouth County | 1 | 559 | 7.1% |
| Sussex County | 1 | 312 | 13.1% |
| Warren County | 1 | 140 | 9.2% |
| Hudson County | 2 | 486 | 11.9% |
| Essex County | 2 | 420 | 6.8% |
| Camden County | 2 | 366 | 5.9% |
| Gloucester County | 2 | 322 | 7.2% |
| Passaic County | 2 | 247 | 6.6% |
| Bergen County | 3 | 522 | 6.3% |
| Ocean County | 3 | 424 | 5.2% |
| Middlesex County | 3 | 408 | 5.1% |
| Burlington County | 3 | 303 | 4.7% |
| Union County | 3 | 249 | 5.3% |
| Somerset County | 3 | 169 | 4.3% |
| Hunterdon County | 3 | 95 | 6.0% |
| Salem County | 3 | 58 | 6.5% |
| Cape May County | 3 | 36 | 3.8% |
| Morris County | 4 | 404 | 6.8% |
| Mercer County | 4 | 143 | 3.7% |
| Atlantic County | 4 | 132 | 4.4% |
| Cumberland County | 9 | 32 | 2.1% |
- CrossCountry Mortgage, Inc. nationwide
- New Jersey mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
- CrossCountry Mortgage, Inc. in Minnesota
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology