Lender in Florida · HMDA 2025
First Colony Mortgage Corporation mortgages in Florida
First Colony Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
First Colony Mortgage Corporation originated 248 owner-occupied single-family loans in Florida from 336 completed applications.
Its median conventional purchase loan costs were $8,550 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
248
of 336 applications
Denial rate
8.5%
Purchase · FL 12.8%
Rate spread
+0.25 pts
Conv. · FL +0.14 pts
Loan amount
$385,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 259 | 197 | 8.5% | 6.625% | +0.25 pts | $8,550 | $385,000 |
| Refinance | 41 | 24 | 4.9% | — | — | — | $515,000 |
| Cash-out refinance | 36 | 27 | 13.9% | 6.625% | +0.40 pts | $7,130 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where First Colony Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 19 | 1 | 1.0% |
- First Colony Mortgage Corporation nationwide
- Florida mortgage market
- First Colony Mortgage Corporation in Utah
- First Colony Mortgage Corporation in Wisconsin
- First Colony Mortgage Corporation in California
- First Colony Mortgage Corporation in New Jersey
- First Colony Mortgage Corporation in Idaho
- First Colony Mortgage Corporation in Pennsylvania
- First Colony Mortgage Corporation in Texas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology