Lender in Utah · HMDA 2025
First Colony Mortgage Corporation mortgages in Utah
First Colony Mortgage Corporation's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
First Colony Mortgage Corporation originated 2,505 owner-occupied single-family loans in Utah from 2,602 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $8,070 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.375% (Utah: 6.50%).
Loans in UT
2,505
of 2,602 applications
Denial rate
1.8%
Purchase · UT 6.5%
Rate spread
+0.00 pts
Conv. · UT +0.05 pts
Loan amount
$445,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,329 | 2,244 | 1.8% | 6.375% | +0.00 pts | $8,070 | $445,000 |
| Refinance | 186 | 180 | 1.1% | 6.125% | +0.00 pts | $7,000 | $485,000 |
| Cash-out refinance | 87 | 81 | 4.6% | 6.750% | +0.14 pts | $6,530 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where First Colony Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Utah County | 2 | 1,217 | 10.2% |
| Cache County | 3 | 149 | 7.9% |
| Box Elder County | 4 | 66 | 5.6% |
| Salt Lake County | 5 | 566 | 3.8% |
| Juab County | 6 | 7 | 3.5% |
| Emery County | 6 | 4 | 3.9% |
| Washington County | 7 | 183 | 4.9% |
| Davis County | 7 | 134 | 2.6% |
| Uintah County | 7 | 16 | 3.1% |
| Duchesne County | 9 | 5 | 2.3% |
| Sanpete County | 11 | 5 | 1.2% |
| Weber County | 13 | 84 | 1.8% |
| San Juan County | 13 | 1 | 1.4% |
| Wasatch County | 14 | 15 | 2.1% |
| Kane County | 15 | 2 | 1.8% |
| Grand County | 15 | 1 | 1.5% |
| Tooele County | 18 | 34 | 1.8% |
| Carbon County | 19 | 3 | 0.9% |
| Beaver County | 19 | 1 | 1.0% |
| Iron County | 23 | 7 | 0.6% |
- First Colony Mortgage Corporation nationwide
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- First Colony Mortgage Corporation in Texas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology