Lender in Pennsylvania · HMDA 2025
First Colony Mortgage Corporation mortgages in Pennsylvania
First Colony Mortgage Corporation's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
First Colony Mortgage Corporation originated 270 owner-occupied single-family loans in Pennsylvania from 316 completed applications.
Its median conventional purchase loan costs were $8,800 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
270
of 316 applications
Denial rate
3.2%
Purchase · PA 6.7%
Rate spread
+0.16 pts
Conv. · PA +0.17 pts
Loan amount
$345,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 249 | 215 | 3.2% | 6.625% | +0.16 pts | $8,800 | $345,000 |
| Refinance | 40 | 32 | 2.5% | — | +0.13 pts | $8,790 | $405,000 |
| Cash-out refinance | 27 | 23 | 3.7% | — | — | — | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where First Colony Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clearfield County | 22 | 7 | 1.0% |
- First Colony Mortgage Corporation nationwide
- Pennsylvania mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology