Lender in Idaho · HMDA 2025
First Colony Mortgage Corporation mortgages in Idaho
First Colony Mortgage Corporation's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
First Colony Mortgage Corporation originated 332 owner-occupied single-family loans in Idaho from 354 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $8,160 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.49% (Idaho: 6.50%).
Loans in ID
332
of 354 applications
Denial rate
1.3%
Purchase · ID 4.9%
Rate spread
+0.11 pts
Conv. · ID +0.06 pts
Loan amount
$355,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 312 | 294 | 1.3% | 6.490% | +0.11 pts | $8,160 | $355,000 |
| Refinance | 22 | 20 | 9.1% | — | — | — | $325,000 |
| Cash-out refinance | 20 | 18 | 0.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where First Colony Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bannock County | 3 | 107 | 8.3% |
| Payette County | 3 | 31 | 6.8% |
| Washington County | 3 | 11 | 8.4% |
| Power County | 4 | 4 | 7.4% |
| Oneida County | 6 | 3 | 3.3% |
| Bingham County | 8 | 16 | 2.7% |
| Camas County | 9 | 1 | 3.9% |
| Bonneville County | 12 | 42 | 2.1% |
| Jefferson County | 13 | 9 | 1.6% |
| Boise County | 15 | 3 | 1.7% |
| Minidoka County | 16 | 2 | 0.6% |
| Caribou County | 16 | 1 | 1.1% |
| Lemhi County | 16 | 1 | 1.2% |
| Franklin County | 19 | 3 | 1.4% |
| Madison County | 20 | 4 | 1.1% |
| Fremont County | 20 | 2 | 1.3% |
| Cassia County | 22 | 2 | 0.7% |
| Clearwater County | 24 | 1 | 1.0% |
- First Colony Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology