Lender in Florida · HMDA 2025
First Heritage Mortgage, LLC mortgages in Florida
First Heritage Mortgage, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
First Heritage Mortgage, LLC originated 555 owner-occupied single-family loans in Florida from 601 completed applications.
Its median conventional purchase loan costs were $7,340 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).
Loans in FL
555
of 601 applications
Denial rate
6.9%
Purchase · FL 12.8%
Rate spread
−0.02 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 593 | 547 | 6.9% | 6.375% | −0.02 pts | $7,340 | $345,000 |
| Refinance | 5 | 5 | — | — | — | — | — |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where First Heritage Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lake County | 6 | 171 | 2.3% |
| Polk County | 25 | 122 | 0.9% |
- First Heritage Mortgage, LLC nationwide
- Florida mortgage market
- First Heritage Mortgage, LLC in Virginia
- First Heritage Mortgage, LLC in South Carolina
- First Heritage Mortgage, LLC in Maryland
- First Heritage Mortgage, LLC in North Carolina
- First Heritage Mortgage, LLC in Georgia
- First Heritage Mortgage, LLC in West Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology