Lender in West Virginia · HMDA 2025
First Heritage Mortgage, LLC mortgages in West Virginia
First Heritage Mortgage, LLC's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
First Heritage Mortgage, LLC originated 244 owner-occupied single-family loans in West Virginia from 248 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $6,900 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.375% (West Virginia: 6.624%).
Loans in WV
244
of 248 applications
Denial rate
1.6%
Purchase · WV 9.4%
Rate spread
+0.05 pts
Conv. · WV +0.16 pts
Loan amount
$305,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 244 | 240 | 1.6% | 6.375% | +0.05 pts | $6,900 | $305,000 |
| Refinance | 4 | 4 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where First Heritage Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 1 | 198 | 11.2% |
| Berkeley County | 17 | 41 | 1.4% |
| Summers County | 17 | 1 | 1.4% |
- First Heritage Mortgage, LLC nationwide
- West Virginia mortgage market
- First Heritage Mortgage, LLC in Virginia
- First Heritage Mortgage, LLC in South Carolina
- First Heritage Mortgage, LLC in Maryland
- First Heritage Mortgage, LLC in North Carolina
- First Heritage Mortgage, LLC in Florida
- First Heritage Mortgage, LLC in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology