Lender in Maryland · HMDA 2025
First Heritage Mortgage, LLC mortgages in Maryland
First Heritage Mortgage, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
First Heritage Mortgage, LLC originated 1,102 owner-occupied single-family loans in Maryland from 1,161 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $6,050 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).
Loans in MD
1,102
of 1,161 applications
Denial rate
3.8%
Purchase · MD 8.6%
Rate spread
+0.06 pts
Conv. · MD +0.14 pts
Loan amount
$455,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,076 | 1,025 | 3.8% | 6.500% | +0.06 pts | $6,050 | $455,000 |
| Refinance | 69 | 63 | 7.2% | 6.125% | −0.07 pts | $4,840 | $535,000 |
| Cash-out refinance | 16 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where First Heritage Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Prince George's County | 4 | 416 | 3.8% |
| Montgomery County | 6 | 276 | 2.6% |
| Frederick County | 10 | 93 | 2.0% |
| Charles County | 14 | 59 | 1.6% |
| Carroll County | 21 | 31 | 1.3% |
| Calvert County | 21 | 16 | 1.0% |
- First Heritage Mortgage, LLC nationwide
- Maryland mortgage market
- First Heritage Mortgage, LLC in Virginia
- First Heritage Mortgage, LLC in South Carolina
- First Heritage Mortgage, LLC in North Carolina
- First Heritage Mortgage, LLC in Florida
- First Heritage Mortgage, LLC in Georgia
- First Heritage Mortgage, LLC in West Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology