Lender in North Carolina · HMDA 2025
First Heritage Mortgage, LLC mortgages in North Carolina
First Heritage Mortgage, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
First Heritage Mortgage, LLC originated 568 owner-occupied single-family loans in North Carolina from 593 completed applications.
Its median conventional purchase loan costs were $5,480 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
568
of 593 applications
Denial rate
3.2%
Purchase · NC 7.6%
Rate spread
+0.13 pts
Conv. · NC +0.04 pts
Loan amount
$395,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 569 | 549 | 3.2% | 6.625% | +0.13 pts | $5,480 | $395,000 |
| Refinance | 13 | 12 | — | — | — | — | — |
| Cash-out refinance | 11 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where First Heritage Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hyde County | 3 | 2 | 10.0% |
| Union County | 11 | 85 | 1.7% |
| Dare County | 15 | 10 | 1.9% |
| Person County | 18 | 5 | 1.1% |
| Wake County | 21 | 236 | 1.2% |
| Currituck County | 22 | 8 | 1.1% |
- First Heritage Mortgage, LLC nationwide
- North Carolina mortgage market
- First Heritage Mortgage, LLC in Virginia
- First Heritage Mortgage, LLC in South Carolina
- First Heritage Mortgage, LLC in Maryland
- First Heritage Mortgage, LLC in Florida
- First Heritage Mortgage, LLC in Georgia
- First Heritage Mortgage, LLC in West Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology