Lender in Alabama · HMDA 2025
Freedom Mortgage Corporation mortgages in Alabama
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Freedom Mortgage Corporation originated 1,634 owner-occupied single-family loans in Alabama from 2,268 completed applications, making it the state's #7 lender by volume.
Loans in AL
1,634
of 2,268 applications
Denial rate
15.8%
Purchase · AL 9.1%
Rate spread
—
Conv. · AL +0.17 pts
Loan amount
$285,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 259 | 214 | 15.8% | — | — | — | $285,000 |
| Refinance | 1,252 | 909 | 3.3% | — | +0.08 pts | $4,380 | $295,000 |
| Cash-out refinance | 757 | 511 | 30.1% | 7.500% | +1.22 pts | $6,680 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 54.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Russell County | 5 | 63 | 6.4% |
| St. Clair County | 5 | 51 | 3.1% |
| Barbour County | 5 | 10 | 6.2% |
| Morgan County | 6 | 55 | 3.2% |
| Randolph County | 6 | 9 | 3.7% |
| Bibb County | 6 | 6 | 4.2% |
| Greene County | 6 | 1 | 7.1% |
| Limestone County | 7 | 97 | 3.4% |
| Coffee County | 7 | 40 | 4.0% |
| Calhoun County | 7 | 38 | 2.8% |
| Chilton County | 7 | 18 | 3.8% |
| Chambers County | 7 | 12 | 3.6% |
| Madison County | 8 | 244 | 3.2% |
| Talladega County | 8 | 21 | 2.5% |
| Geneva County | 8 | 10 | 3.5% |
| Baldwin County | 9 | 107 | 2.1% |
| Lee County | 9 | 94 | 3.3% |
| Cullman County | 9 | 34 | 3.0% |
| Covington County | 9 | 10 | 2.9% |
| Franklin County | 9 | 6 | 2.5% |
| Monroe County | 9 | 4 | 3.0% |
| Washington County | 9 | 4 | 3.5% |
| Lamar County | 9 | 3 | 3.1% |
| Mobile County | 10 | 99 | 2.1% |
| Dale County | 10 | 16 | 2.7% |
| Jackson County | 10 | 16 | 2.9% |
| Houston County | 11 | 32 | 2.2% |
| Blount County | 11 | 13 | 1.9% |
| Escambia County | 11 | 7 | 2.5% |
| Henry County | 12 | 6 | 2.3% |
- Freedom Mortgage Corporation nationwide
- Alabama mortgage market
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- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology