Lender in Pennsylvania · HMDA 2025
Freedom Mortgage Corporation mortgages in Pennsylvania
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Freedom Mortgage Corporation originated 1,638 owner-occupied single-family loans in Pennsylvania from 2,407 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $8,280 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
1,638
of 2,407 applications
Denial rate
16.2%
Purchase · PA 6.7%
Rate spread
+0.27 pts
Conv. · PA +0.17 pts
Loan amount
$295,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 142 | 117 | 16.2% | 6.625% | +0.27 pts | $8,280 | $295,000 |
| Refinance | 976 | 700 | 7.5% | 5.990% | +0.18 pts | $3,960 | $265,000 |
| Cash-out refinance | 1,289 | 821 | 33.6% | 7.375% | +1.08 pts | $8,330 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 47.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pike County | 8 | 22 | 2.1% |
| Warren County | 8 | 7 | 2.1% |
| Bradford County | 9 | 14 | 2.8% |
| Elk County | 9 | 4 | 1.6% |
| McKean County | 9 | 4 | 1.8% |
| Carbon County | 10 | 17 | 1.8% |
| Fulton County | 10 | 3 | 2.5% |
| Perry County | 11 | 13 | 2.7% |
| Susquehanna County | 11 | 8 | 2.4% |
| Lebanon County | 12 | 38 | 2.3% |
| Mifflin County | 12 | 5 | 1.3% |
| Snyder County | 12 | 4 | 1.6% |
| Delaware County | 13 | 85 | 1.4% |
| Berks County | 13 | 77 | 1.7% |
| Bedford County | 13 | 7 | 1.7% |
| Greene County | 13 | 4 | 1.6% |
| Lancaster County | 14 | 75 | 1.4% |
| Luzerne County | 14 | 51 | 1.6% |
| Monroe County | 14 | 34 | 1.5% |
| Schuylkill County | 14 | 23 | 1.6% |
| Fayette County | 14 | 15 | 1.5% |
| Somerset County | 14 | 7 | 1.1% |
| Jefferson County | 14 | 6 | 1.9% |
| Cumberland County | 15 | 52 | 1.6% |
| Dauphin County | 15 | 48 | 1.5% |
| Lycoming County | 15 | 15 | 1.5% |
| Lawrence County | 15 | 12 | 1.4% |
| Juniata County | 15 | 2 | 1.3% |
| York County | 16 | 101 | 1.6% |
| Beaver County | 16 | 33 | 1.6% |
- Freedom Mortgage Corporation nationwide
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- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
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- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology