Lender in Florida · HMDA 2025
Geneva Financial, LLC mortgages in Florida
Geneva Financial, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Geneva Financial, LLC originated 272 owner-occupied single-family loans in Florida from 291 completed applications.
Its median conventional purchase loan costs were $8,530 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.00% (Florida: 6.625%).
Loans in FL
272
of 291 applications
Denial rate
5.1%
Purchase · FL 12.8%
Rate spread
+0.73 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 253 | 237 | 5.1% | 7.000% | +0.73 pts | $8,530 | $325,000 |
| Refinance | 10 | 9 | — | — | — | — | — |
| Cash-out refinance | 28 | 26 | 3.6% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Geneva Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Okeechobee County | 7 | 12 | 3.5% |
| Taylor County | 19 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology