Lender in Georgia · HMDA 2025
Geneva Financial, LLC mortgages in Georgia
Geneva Financial, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Geneva Financial, LLC originated 214 owner-occupied single-family loans in Georgia from 225 completed applications.
Its median conventional purchase loan costs were $7,990 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
214
of 225 applications
Denial rate
3.7%
Purchase · GA 9.9%
Rate spread
+0.27 pts
Conv. · GA +0.13 pts
Loan amount
$255,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 189 | 182 | 3.7% | 6.500% | +0.27 pts | $7,990 | $255,000 |
| Refinance | 17 | 17 | — | — | — | — | — |
| Cash-out refinance | 19 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Geneva Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 3 | 3 | 6.3% |
| Clay County | 3 | 1 | 6.3% |
| Wheeler County | 3 | 1 | 4.3% |
| Randolph County | 5 | 1 | 4.3% |
| Treutlen County | 5 | 1 | 4.8% |
| Hart County | 6 | 13 | 4.2% |
| Grady County | 7 | 5 | 3.2% |
| Wilcox County | 7 | 1 | 3.9% |
| Elbert County | 8 | 3 | 1.9% |
| Schley County | 8 | 1 | 2.2% |
| Franklin County | 9 | 6 | 2.2% |
| Turner County | 10 | 1 | 2.1% |
| Colquitt County | 11 | 5 | 1.8% |
| Mitchell County | 11 | 2 | 2.0% |
| Coffee County | 12 | 3 | 1.6% |
| Oglethorpe County | 13 | 3 | 1.4% |
| Washington County | 14 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology