Lender in Texas · HMDA 2025
Geneva Financial, LLC mortgages in Texas
Geneva Financial, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Geneva Financial, LLC originated 311 owner-occupied single-family loans in Texas from 318 completed applications.
Its median conventional purchase loan costs were $8,450 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
311
of 318 applications
Denial rate
1.4%
Purchase · TX 10.2%
Rate spread
+0.51 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 288 | 283 | 1.4% | 6.875% | +0.51 pts | $8,450 | $285,000 |
| Refinance | 9 | 9 | — | — | — | — | — |
| Cash-out refinance | 21 | 19 | 9.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Geneva Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sutton County | 2 | 1 | 6.7% |
| Anderson County | 9 | 9 | 2.7% |
| Winkler County | 9 | 1 | 2.4% |
| Gaines County | 10 | 5 | 1.9% |
| Karnes County | 14 | 1 | 1.5% |
| Leon County | 20 | 2 | 1.3% |
| Bee County | 23 | 1 | 0.7% |
| Midland County | 24 | 29 | 0.9% |
| Tom Green County | 24 | 10 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology