Lender in Indiana · HMDA 2025
Geneva Financial, LLC mortgages in Indiana
Geneva Financial, LLC's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Geneva Financial, LLC originated 260 owner-occupied single-family loans in Indiana from 262 completed applications.
Its median conventional purchase loan costs were $3,730 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
260
of 262 applications
Denial rate
0.4%
Purchase · IN 7.4%
Rate spread
+0.61 pts
Conv. · IN +0.24 pts
Loan amount
$205,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 242 | 241 | 0.4% | 6.625% | +0.61 pts | $3,730 | $205,000 |
| Refinance | 12 | 12 | — | — | — | — | — |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Geneva Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 4 | 25 | 5.8% |
| Switzerland County | 5 | 6 | 4.7% |
| Ohio County | 5 | 4 | 6.2% |
| Steuben County | 7 | 13 | 3.0% |
| Kosciusko County | 9 | 25 | 2.4% |
| Jennings County | 15 | 5 | 1.6% |
| Ripley County | 15 | 4 | 1.3% |
| Allen County | 20 | 85 | 1.3% |
| Elkhart County | 21 | 32 | 1.3% |
| Noble County | 22 | 6 | 0.9% |
| Jackson County | 25 | 3 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology