Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Arizona · HMDA 2025

Guaranteed Rate Affinity, LLC mortgages in Arizona

Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Guaranteed Rate Affinity, LLC originated 383 owner-occupied single-family loans in Arizona from 418 completed applications.

Its median conventional purchase loan costs were $5,560 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.75% (Arizona: 6.50%).

Loans in AZ
383
of 418 applications
Denial rate
5.1%
Purchase · AZ 8.2%
Rate spread
+0.20 pts
Conv. · AZ +0.11 pts
Loan amount
$335,000
Purchase · AZ $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3353115.1%6.750%+0.20 pts$5,560$335,000
Refinance47446.4%6.125%+0.12 pts$3,340$365,000
Cash-out refinance362819.4%6.800%+0.40 pts$4,080$255,000

*Conventional loans only; medians with at least 20 loans.

Arizona counties where Guaranteed Rate Affinity, LLC ranks in the top 25

CountyRankLoansMarket share
Gila County6193.2%
Pima County251581.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology