Lender in Michigan · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Michigan
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 2,238 owner-occupied single-family loans in Michigan from 2,601 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $3,300 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.50% (Michigan: 6.625%).
Loans in MI
2,238
of 2,601 applications
Denial rate
10.5%
Purchase · MI 7.8%
Rate spread
+0.01 pts
Conv. · MI +0.23 pts
Loan amount
$255,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,630 | 1,439 | 10.5% | 6.500% | +0.01 pts | $3,300 | $255,000 |
| Refinance | 453 | 403 | 7.5% | 6.375% | −0.06 pts | $2,000 | $265,000 |
| Cash-out refinance | 518 | 396 | 21.0% | 7.000% | +0.57 pts | $3,590 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where JPMorgan Chase Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 49.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Oakland County | 5 | 559 | 2.9% |
| Wayne County | 5 | 404 | 2.1% |
| Alcona County | 5 | 4 | 3.3% |
| Emmet County | 7 | 12 | 3.5% |
| Washtenaw County | 8 | 119 | 2.9% |
| Livingston County | 8 | 62 | 2.0% |
| Oscoda County | 8 | 3 | 3.3% |
| Alger County | 8 | 2 | 4.2% |
| Mackinac County | 8 | 2 | 3.5% |
| Macomb County | 9 | 230 | 1.8% |
| Grand Traverse County | 9 | 30 | 2.5% |
| Roscommon County | 9 | 9 | 2.5% |
| Houghton County | 9 | 5 | 1.6% |
| Sanilac County | 10 | 8 | 1.9% |
| St. Clair County | 11 | 48 | 2.0% |
| Lapeer County | 11 | 26 | 2.0% |
| Leelanau County | 11 | 6 | 2.6% |
| Ottawa County | 12 | 70 | 1.8% |
| Ingham County | 12 | 49 | 1.5% |
| Kalkaska County | 12 | 4 | 1.7% |
| Berrien County | 13 | 30 | 1.7% |
| Charlevoix County | 13 | 4 | 1.7% |
| Genesee County | 14 | 87 | 1.6% |
| Benzie County | 14 | 4 | 1.8% |
| Arenac County | 14 | 3 | 1.9% |
| Gogebic County | 14 | 3 | 1.8% |
| Presque Isle County | 15 | 2 | 2.4% |
| Luce County | 15 | 1 | 2.6% |
| Muskegon County | 16 | 36 | 1.3% |
| Kent County | 17 | 139 | 1.5% |
- JPMorgan Chase Bank, N.A. nationwide
- Michigan mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology