Lender in New York · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in New York
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 6,989 owner-occupied single-family loans in New York from 8,326 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $6,070 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.49% (New York: 6.50%).
Loans in NY
6,989
of 8,326 applications
Denial rate
12.1%
Purchase · NY 9.5%
Rate spread
−0.10 pts
Conv. · NY +0.07 pts
Loan amount
$465,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 6,643 | 5,691 | 12.1% | 6.490% | −0.10 pts | $6,070 | $465,000 |
| Refinance | 808 | 665 | 13.5% | 6.240% | −0.13 pts | $4,420 | $455,000 |
| Cash-out refinance | 875 | 633 | 24.8% | 6.875% | +0.33 pts | $6,620 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where JPMorgan Chase Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 41.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Queens County | 1 | 1,143 | 13.2% |
| Westchester County | 1 | 920 | 12.4% |
| New York County | 1 | 836 | 16.4% |
| Kings County | 1 | 781 | 11.3% |
| Bronx County | 1 | 218 | 10.8% |
| Nassau County | 2 | 899 | 8.6% |
| Richmond County | 2 | 269 | 8.2% |
| Putnam County | 4 | 71 | 6.8% |
| Suffolk County | 5 | 774 | 5.6% |
| Greene County | 5 | 12 | 3.2% |
| Orange County | 6 | 136 | 3.9% |
| Dutchess County | 6 | 119 | 4.8% |
| Columbia County | 6 | 17 | 3.5% |
| Rockland County | 7 | 125 | 5.3% |
| Monroe County | 12 | 128 | 1.7% |
| Ulster County | 12 | 39 | 2.7% |
| Rensselaer County | 12 | 20 | 1.4% |
| Sullivan County | 13 | 12 | 2.0% |
| Saratoga County | 14 | 40 | 1.7% |
| Schenectady County | 14 | 24 | 1.4% |
| Tompkins County | 14 | 6 | 1.0% |
| Onondaga County | 15 | 99 | 2.3% |
| Broome County | 15 | 26 | 1.9% |
| Ontario County | 15 | 14 | 1.3% |
| Schoharie County | 15 | 5 | 2.0% |
| Wayne County | 16 | 11 | 1.2% |
| Fulton County | 16 | 6 | 1.4% |
| Otsego County | 16 | 6 | 1.5% |
| Schuyler County | 16 | 3 | 2.5% |
| Albany County | 17 | 28 | 1.1% |
- JPMorgan Chase Bank, N.A. nationwide
- New York mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in Florida
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- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
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- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology