Lender in California · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in California
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 8,682 owner-occupied single-family loans in California from 10,139 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $6,030 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.50% (California: 6.625%).
Loans in CA
8,682
of 10,139 applications
Denial rate
11.0%
Purchase · CA 8.9%
Rate spread
−0.07 pts
Conv. · CA +0.09 pts
Loan amount
$765,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,829 | 5,088 | 11.0% | 6.500% | −0.07 pts | $6,030 | $765,000 |
| Refinance | 2,905 | 2,531 | 10.0% | 6.250% | −0.10 pts | $1,190 | $795,000 |
| Cash-out refinance | 1,405 | 1,063 | 21.2% | 6.875% | +0.28 pts | $4,890 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where JPMorgan Chase Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 45.
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Francisco County | 1 | 467 | 9.2% |
| San Mateo County | 3 | 447 | 7.4% |
| Los Angeles County | 4 | 1,808 | 3.4% |
| Mono County | 4 | 4 | 3.7% |
| Orange County | 5 | 671 | 3.1% |
| Monterey County | 5 | 86 | 3.8% |
| Inyo County | 5 | 5 | 4.5% |
| Santa Clara County | 6 | 881 | 5.3% |
| San Diego County | 6 | 810 | 2.9% |
| Marin County | 6 | 107 | 4.8% |
| Santa Cruz County | 6 | 49 | 3.0% |
| Alameda County | 7 | 680 | 4.9% |
| Contra Costa County | 7 | 376 | 3.2% |
| Ventura County | 7 | 149 | 2.2% |
| Glenn County | 7 | 6 | 3.0% |
| Merced County | 8 | 44 | 2.0% |
| San Bernardino County | 9 | 344 | 1.7% |
| Napa County | 9 | 24 | 2.6% |
| Del Norte County | 9 | 4 | 2.3% |
| Fresno County | 10 | 122 | 1.5% |
| Stanislaus County | 10 | 108 | 2.3% |
| Santa Barbara County | 10 | 62 | 2.3% |
| San Luis Obispo County | 10 | 48 | 2.0% |
| Madera County | 10 | 44 | 1.9% |
| Imperial County | 11 | 25 | 2.2% |
| Riverside County | 12 | 433 | 1.6% |
| Sonoma County | 12 | 76 | 1.9% |
| Nevada County | 12 | 22 | 1.7% |
| El Dorado County | 13 | 38 | 1.5% |
| San Benito County | 13 | 11 | 1.6% |
- JPMorgan Chase Bank, N.A. nationwide
- California mortgage market
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology