Lender in Illinois · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Illinois
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 7,161 owner-occupied single-family loans in Illinois from 8,295 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $5,120 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).
Loans in IL
7,161
of 8,295 applications
Denial rate
11.0%
Purchase · IL 9.2%
Rate spread
+0.03 pts
Conv. · IL +0.27 pts
Loan amount
$305,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,227 | 4,568 | 11.0% | 6.500% | +0.03 pts | $5,120 | $305,000 |
| Refinance | 1,881 | 1,686 | 8.0% | 6.125% | −0.17 pts | $1,530 | $355,000 |
| Cash-out refinance | 1,187 | 907 | 20.8% | 6.875% | +0.32 pts | $3,400 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where JPMorgan Chase Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cook County | 3 | 4,088 | 7.9% |
| DuPage County | 3 | 779 | 7.0% |
| Kane County | 3 | 365 | 5.0% |
| Will County | 4 | 536 | 5.1% |
| Lake County | 4 | 510 | 5.6% |
| McHenry County | 7 | 193 | 3.7% |
| Winnebago County | 9 | 108 | 3.1% |
| Champaign County | 9 | 61 | 3.0% |
| Peoria County | 9 | 53 | 2.4% |
| Kendall County | 10 | 80 | 3.0% |
| Boone County | 10 | 17 | 2.6% |
| Grundy County | 10 | 16 | 2.0% |
| Kankakee County | 12 | 33 | 2.5% |
| Stephenson County | 13 | 8 | 1.8% |
| Tazewell County | 14 | 25 | 1.4% |
| Coles County | 14 | 5 | 1.4% |
| Ogle County | 15 | 10 | 1.5% |
| Bureau County | 15 | 6 | 1.9% |
| Jo Daviess County | 16 | 3 | 1.7% |
| Union County | 16 | 2 | 1.8% |
| Effingham County | 17 | 4 | 1.4% |
| Scott County | 17 | 1 | 3.1% |
| Livingston County | 18 | 7 | 1.4% |
| McLean County | 19 | 32 | 1.4% |
| LaSalle County | 19 | 17 | 1.3% |
| Marshall County | 19 | 3 | 1.7% |
| Sangamon County | 20 | 36 | 1.4% |
| DeKalb County | 20 | 20 | 1.4% |
| Knox County | 20 | 6 | 1.2% |
| Cumberland County | 20 | 1 | 1.7% |
- JPMorgan Chase Bank, N.A. nationwide
- Illinois mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology