Lender in Florida · HMDA 2025
Kind Lending, LLC mortgages in Florida
Kind Lending, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Kind Lending, LLC originated 1,881 owner-occupied single-family loans in Florida from 2,640 completed applications.
Its median conventional purchase loan costs were $10,360 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
1,881
of 2,640 applications
Denial rate
24.8%
Purchase · FL 12.8%
Rate spread
+0.45 pts
Conv. · FL +0.14 pts
Loan amount
$365,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,197 | 1,642 | 24.8% | 6.875% | +0.45 pts | $10,360 | $365,000 |
| Refinance | 169 | 97 | 39.1% | 6.750% | +0.25 pts | $8,890 | $415,000 |
| Cash-out refinance | 274 | 142 | 47.1% | 7.125% | +0.70 pts | $12,430 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Miami-Dade County | 15 | 169 | 0.9% |
| Martin County | 17 | 24 | 1.1% |
| Broward County | 18 | 150 | 0.8% |
| Collier County | 18 | 44 | 1.0% |
| Gulf County | 18 | 2 | 1.1% |
| Lee County | 20 | 129 | 0.9% |
| Baker County | 20 | 4 | 1.4% |
| Jackson County | 20 | 4 | 1.4% |
| Okeechobee County | 20 | 4 | 1.2% |
| Putnam County | 21 | 6 | 1.0% |
| Levy County | 21 | 4 | 1.1% |
| Seminole County | 22 | 55 | 1.0% |
| DeSoto County | 22 | 2 | 0.9% |
| Pinellas County | 23 | 99 | 0.9% |
| Nassau County | 24 | 18 | 1.1% |
- Kind Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology