Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Tennessee · HMDA 2025

Kind Lending, LLC mortgages in Tennessee

Kind Lending, LLC's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.

Kind Lending, LLC originated 430 owner-occupied single-family loans in Tennessee from 606 completed applications.

Its median conventional purchase loan costs were $6,330 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).

Loans in TN
430
of 606 applications
Denial rate
25.7%
Purchase · TN 7.7%
Rate spread
+0.20 pts
Conv. · TN +0.11 pts
Loan amount
$345,000
Purchase · TN $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase49536525.7%6.625%+0.20 pts$6,330$345,000
Refinance492838.8%———$415,000
Cash-out refinance623740.3%———$305,000

*Conventional loans only; medians with at least 20 loans.

Tennessee counties where Kind Lending, LLC ranks in the top 25

CountyRankLoansMarket share
Overton County1641.5%
Union County2041.3%
Hickman County2141.1%
Washington County22190.9%
Lewis County2221.0%
Rhea County2351.1%
Carter County2460.9%
Chester County2520.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology