Lender in Idaho · HMDA 2025
Kind Lending, LLC mortgages in Idaho
Kind Lending, LLC's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Kind Lending, LLC originated 449 owner-occupied single-family loans in Idaho from 520 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $8,080 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.625% (Idaho: 6.50%).
Loans in ID
449
of 520 applications
Denial rate
9.8%
Purchase · ID 4.9%
Rate spread
+0.21 pts
Conv. · ID +0.06 pts
Loan amount
$395,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 437 | 393 | 9.8% | 6.625% | +0.21 pts | $8,080 | $395,000 |
| Refinance | 33 | 23 | 27.3% | — | — | — | $465,000 |
| Cash-out refinance | 50 | 33 | 30.0% | — | — | — | $385,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Benewah County | 1 | 10 | 9.1% |
| Latah County | 6 | 13 | 3.3% |
| Franklin County | 6 | 9 | 4.3% |
| Boise County | 6 | 7 | 3.9% |
| Idaho County | 6 | 5 | 2.9% |
| Lewis County | 8 | 2 | 5.6% |
| Nez Perce County | 11 | 15 | 2.6% |
| Oneida County | 13 | 2 | 2.2% |
| Bonneville County | 15 | 35 | 1.7% |
| Madison County | 15 | 5 | 1.3% |
| Ada County | 16 | 158 | 1.8% |
| Kootenai County | 17 | 47 | 1.5% |
| Gem County | 17 | 5 | 1.5% |
| Custer County | 17 | 1 | 2.2% |
| Twin Falls County | 18 | 10 | 0.7% |
| Jefferson County | 18 | 7 | 1.3% |
| Bannock County | 19 | 12 | 0.9% |
| Canyon County | 20 | 69 | 1.3% |
| Shoshone County | 22 | 3 | 1.4% |
| Adams County | 22 | 1 | 2.0% |
| Bonner County | 23 | 7 | 1.0% |
| Bingham County | 24 | 6 | 1.0% |
| Payette County | 24 | 5 | 1.1% |
| Jerome County | 25 | 2 | 0.6% |
| Valley County | 25 | 2 | 1.1% |
- Kind Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology