Lender in Georgia · HMDA 2025
Kind Lending, LLC mortgages in Georgia
Kind Lending, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Kind Lending, LLC originated 1,092 owner-occupied single-family loans in Georgia from 1,439 completed applications.
Its median conventional purchase loan costs were $9,130 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
1,092
of 1,439 applications
Denial rate
23.1%
Purchase · GA 9.9%
Rate spread
+0.20 pts
Conv. · GA +0.13 pts
Loan amount
$355,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,265 | 963 | 23.1% | 6.625% | +0.20 pts | $9,130 | $355,000 |
| Refinance | 76 | 51 | 30.3% | 6.375% | +0.14 pts | $6,950 | $415,000 |
| Cash-out refinance | 98 | 78 | 20.4% | 6.990% | +0.55 pts | $9,240 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Kind Lending, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Polk County | 6 | 23 | 4.2% |
| Fannin County | 6 | 9 | 2.8% |
| Clay County | 7 | 1 | 6.3% |
| Lamar County | 8 | 10 | 2.9% |
| Pickens County | 10 | 14 | 2.0% |
| Pierce County | 10 | 4 | 1.7% |
| Camden County | 11 | 23 | 1.6% |
| Glynn County | 11 | 20 | 1.6% |
| Cherokee County | 13 | 78 | 1.5% |
| Clarke County | 13 | 16 | 1.7% |
| Ware County | 13 | 5 | 1.7% |
| Bacon County | 13 | 1 | 2.5% |
| Paulding County | 15 | 51 | 1.4% |
| Cobb County | 16 | 130 | 1.2% |
| Oconee County | 17 | 10 | 1.6% |
| Butts County | 17 | 5 | 1.3% |
| Colquitt County | 17 | 4 | 1.5% |
| McIntosh County | 17 | 4 | 1.9% |
| Pike County | 17 | 4 | 1.3% |
| Upson County | 17 | 4 | 1.3% |
| Long County | 19 | 5 | 0.7% |
| Cook County | 19 | 2 | 1.4% |
| Bryan County | 20 | 10 | 0.8% |
| Monroe County | 20 | 7 | 1.5% |
| Fayette County | 21 | 22 | 1.2% |
| Wayne County | 21 | 3 | 0.9% |
| Johnson County | 22 | 1 | 1.9% |
| Peach County | 23 | 4 | 1.1% |
| Putnam County | 23 | 3 | 1.0% |
| Gilmer County | 25 | 5 | 1.1% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology