Lender in Alabama · HMDA 2025
loanDepot.com, LLC mortgages in Alabama
loanDepot.com, LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
loanDepot.com, LLC originated 786 owner-occupied single-family loans in Alabama from 1,181 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $4,960 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
786
of 1,181 applications
Denial rate
16.9%
Purchase · AL 9.1%
Rate spread
+0.21 pts
Conv. · AL +0.17 pts
Loan amount
$275,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 431 | 354 | 16.9% | 6.500% | +0.21 pts | $4,960 | $275,000 |
| Refinance | 124 | 82 | 29.8% | 6.375% | +0.01 pts | $6,140 | $235,000 |
| Cash-out refinance | 626 | 350 | 42.0% | 6.750% | +0.61 pts | $6,710 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Macon County | 3 | 3 | 4.5% |
| Choctaw County | 5 | 2 | 4.5% |
| Lowndes County | 6 | 2 | 4.8% |
| Lamar County | 8 | 3 | 3.1% |
| Limestone County | 10 | 69 | 2.4% |
| Wilcox County | 10 | 1 | 2.9% |
| Jackson County | 11 | 13 | 2.3% |
| Fayette County | 11 | 4 | 2.4% |
| St. Clair County | 12 | 32 | 2.0% |
| Blount County | 12 | 12 | 1.7% |
| Covington County | 12 | 7 | 2.0% |
| Barbour County | 12 | 4 | 2.5% |
| Hale County | 12 | 2 | 2.1% |
| Marion County | 13 | 4 | 1.9% |
| Butler County | 13 | 2 | 1.7% |
| Marengo County | 13 | 2 | 1.9% |
| Monroe County | 13 | 2 | 1.5% |
| Russell County | 14 | 16 | 1.6% |
| Madison County | 15 | 133 | 1.7% |
| Colbert County | 16 | 15 | 1.6% |
| Chambers County | 16 | 6 | 1.8% |
| Lawrence County | 16 | 6 | 1.8% |
| Cherokee County | 16 | 4 | 1.4% |
| Randolph County | 16 | 4 | 1.7% |
| Walker County | 17 | 6 | 1.1% |
| Pike County | 18 | 3 | 1.1% |
| Washington County | 18 | 2 | 1.7% |
| DeKalb County | 19 | 11 | 1.6% |
| Talladega County | 19 | 11 | 1.3% |
| Winston County | 19 | 2 | 1.1% |
- loanDepot.com, LLC nationwide
- Alabama mortgage market
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- loanDepot.com, LLC in Florida
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in New Jersey
- loanDepot.com, LLC in North Carolina
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology