Lender in Illinois · HMDA 2025
M/I Financial, LLC mortgages in Illinois
M/I Financial, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
M/I Financial, LLC originated 562 owner-occupied single-family loans in Illinois from 672 completed applications.
Its median conventional purchase loan costs were $4,200 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 5.875% (Illinois: 6.625%).
Loans in IL
562
of 672 applications
Denial rate
4.0%
Purchase · IL 9.2%
Rate spread
−0.42 pts
Conv. · IL +0.27 pts
Loan amount
$425,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 672 | 562 | 4.0% | 5.875% | −0.42 pts | $4,200 | $425,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where M/I Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kendall County | 6 | 93 | 3.5% |
| Will County | 11 | 163 | 1.5% |
| Kane County | 17 | 123 | 1.7% |
| McHenry County | 20 | 71 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology