Lender in Minnesota · HMDA 2025
M/I Financial, LLC mortgages in Minnesota
M/I Financial, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
M/I Financial, LLC originated 554 owner-occupied single-family loans in Minnesota from 619 completed applications.
Its median conventional purchase loan costs were $6,420 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 5.875% (Minnesota: 6.625%).
Loans in MN
554
of 619 applications
Denial rate
1.0%
Purchase · MN 5.2%
Rate spread
−0.43 pts
Conv. · MN +0.15 pts
Loan amount
$395,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 619 | 554 | 1.0% | 5.875% | −0.43 pts | $6,420 | $395,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where M/I Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wright County | 8 | 98 | 3.2% |
| Scott County | 11 | 50 | 2.1% |
| Carver County | 11 | 47 | 2.4% |
| Washington County | 17 | 68 | 1.5% |
| Dakota County | 25 | 76 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology