Lender in Texas · HMDA 2025
M/I Financial, LLC mortgages in Texas
M/I Financial, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
M/I Financial, LLC originated 2,078 owner-occupied single-family loans in Texas from 2,378 completed applications.
Its median conventional purchase loan costs were $11,470 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 5.875% (Texas: 6.50%).
Loans in TX
2,078
of 2,378 applications
Denial rate
3.5%
Purchase · TX 10.2%
Rate spread
−0.64 pts
Conv. · TX +0.09 pts
Loan amount
$335,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,377 | 2,077 | 3.5% | 5.875% | −0.64 pts | $11,470 | $335,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where M/I Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wilson County | 6 | 22 | 2.8% |
| Guadalupe County | 8 | 96 | 2.2% |
| Williamson County | 13 | 197 | 1.5% |
| Denton County | 15 | 251 | 1.3% |
| Galveston County | 15 | 81 | 1.5% |
| Montgomery County | 16 | 207 | 1.4% |
| Bexar County | 17 | 360 | 1.4% |
| Hays County | 18 | 57 | 1.0% |
| Fort Bend County | 19 | 119 | 0.9% |
| Collin County | 23 | 229 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology