Lender in Ohio · HMDA 2025
M/I Financial, LLC mortgages in Ohio
M/I Financial, LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
M/I Financial, LLC originated 1,070 owner-occupied single-family loans in Ohio from 1,249 completed applications.
Its median conventional purchase loan costs were $5,100 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.25% (Ohio: 6.625%).
Loans in OH
1,070
of 1,249 applications
Denial rate
1.3%
Purchase · OH 7.1%
Rate spread
−0.25 pts
Conv. · OH +0.22 pts
Loan amount
$445,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,249 | 1,070 | 1.3% | 6.250% | −0.25 pts | $5,100 | $445,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where M/I Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Union County | 1 | 131 | 7.9% |
| Delaware County | 3 | 254 | 5.8% |
| Pickaway County | 6 | 53 | 4.2% |
| Madison County | 8 | 25 | 3.1% |
| Butler County | 9 | 121 | 2.1% |
| Greene County | 15 | 45 | 1.6% |
| Franklin County | 20 | 188 | 1.1% |
| Montgomery County | 23 | 93 | 1.2% |
| Warren County | 23 | 50 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology