Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Illinois · HMDA 2025

Morgan Stanley Private Bank, N.A. mortgages in Illinois

Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.

Morgan Stanley Private Bank, N.A. originated 290 owner-occupied single-family loans in Illinois from 301 completed applications.

Its median conventional purchase loan costs were $6,610 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.20% (Illinois: 6.625%).

Loans in IL
290
of 301 applications
Denial rate
0.7%
Purchase · IL 9.2%
Rate spread
−0.17 pts
Conv. · IL +0.27 pts
Loan amount
$595,000
Purchase · IL $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2762660.7%6.200%−0.17 pts$6,610$595,000
Refinance20190.0%————
Cash-out refinance55—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology