Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Massachusetts · HMDA 2025

Morgan Stanley Private Bank, N.A. mortgages in Massachusetts

Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.

Morgan Stanley Private Bank, N.A. originated 319 owner-occupied single-family loans in Massachusetts from 335 completed applications.

Its median conventional purchase loan costs were $5,340 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.05% (Massachusetts: 6.575%).

Loans in MA
319
of 335 applications
Denial rate
1.0%
Purchase · MA 6.3%
Rate spread
−0.28 pts
Conv. · MA +0.02 pts
Loan amount
$805,000
Purchase · MA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3052931.0%6.050%−0.28 pts$5,340$805,000
Refinance1816—————
Cash-out refinance1210—————

*Conventional loans only; medians with at least 20 loans.

Massachusetts counties where Morgan Stanley Private Bank, N.A. ranks in the top 25

CountyRankLoansMarket share
Nantucket County1611.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology