Lender in New Jersey · HMDA 2025
Morgan Stanley Private Bank, N.A. mortgages in New Jersey
Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Morgan Stanley Private Bank, N.A. originated 350 owner-occupied single-family loans in New Jersey from 382 completed applications.
Its median conventional purchase loan costs were $6,830 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.05% (New Jersey: 6.625%).
Loans in NJ
350
of 382 applications
Denial rate
2.0%
Purchase · NJ 8.4%
Rate spread
−0.35 pts
Conv. · NJ +0.12 pts
Loan amount
$855,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 350 | 324 | 2.0% | 6.050% | −0.35 pts | $6,830 | $855,000 |
| Refinance | 12 | 11 | — | — | — | — | — |
| Cash-out refinance | 20 | 15 | 20.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Morgan Stanley Private Bank, N.A. nationwide
- New Jersey mortgage market
- Morgan Stanley Private Bank, N.A. in California
- Morgan Stanley Private Bank, N.A. in New York
- Morgan Stanley Private Bank, N.A. in Florida
- Morgan Stanley Private Bank, N.A. in Texas
- Morgan Stanley Private Bank, N.A. in Massachusetts
- Morgan Stanley Private Bank, N.A. in Illinois
- Morgan Stanley Private Bank, N.A. in Colorado
- Morgan Stanley Private Bank, N.A. in Washington
- Morgan Stanley Private Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology