Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New York · HMDA 2025

Morgan Stanley Private Bank, N.A. mortgages in New York

Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.

Morgan Stanley Private Bank, N.A. originated 616 owner-occupied single-family loans in New York from 675 completed applications.

Its median conventional purchase loan costs were $6,100 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.00% (New York: 6.50%).

Loans in NY
616
of 675 applications
Denial rate
2.4%
Purchase · NY 9.5%
Rate spread
−0.32 pts
Conv. · NY +0.07 pts
Loan amount
$995,000
Purchase · NY $375,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase6255762.4%6.000%−0.32 pts$6,100$995,000
Refinance242012.5%—−0.26 pts$5,740$1,015,000
Cash-out refinance26207.7%—−0.06 pts$6,110$755,000

*Conventional loans only; medians with at least 20 loans.

New York counties where Morgan Stanley Private Bank, N.A. ranks in the top 25

CountyRankLoansMarket share
New York County81773.5%
Westchester County151301.8%
Kings County25701.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology