Lender in Colorado · HMDA 2025
Mr. Cooper mortgages in Colorado
Mr. Cooper's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Mr. Cooper originated 498 owner-occupied single-family loans in Colorado from 601 completed applications.
Its median conventional purchase loan costs were $3,660 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
498
of 601 applications
Denial rate
7.7%
Purchase · CO 6.3%
Rate spread
+0.09 pts
Conv. · CO +0.04 pts
Loan amount
$475,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 130 | 120 | 7.7% | 6.625% | +0.09 pts | $3,660 | $475,000 |
| Refinance | 204 | 168 | 16.7% | 6.125% | −0.20 pts | $2,000 | $435,000 |
| Cash-out refinance | 267 | 210 | 18.4% | 6.875% | +0.54 pts | $9,340 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kiowa County | 3 | 1 | 10.0% |
| Hinsdale County | 6 | 1 | 7.7% |
| Crowley County | 7 | 1 | 4.5% |
| San Juan County | 7 | 1 | 9.1% |
| Montezuma County | 10 | 4 | 1.5% |
| Las Animas County | 10 | 3 | 2.5% |
| Delta County | 11 | 7 | 1.6% |
| Phillips County | 12 | 1 | 2.0% |
| Montrose County | 14 | 7 | 1.2% |
| Prowers County | 14 | 1 | 1.2% |
| Clear Creek County | 16 | 3 | 1.7% |
| Rio Blanco County | 16 | 2 | 1.9% |
| Garfield County | 21 | 8 | 1.1% |
| Mesa County | 23 | 22 | 0.8% |
| Grand County | 24 | 3 | 1.0% |
| Otero County | 25 | 2 | 1.1% |
- Mr. Cooper nationwide
- Colorado mortgage market
- Mr. Cooper in Texas
- Mr. Cooper in California
- Mr. Cooper in Florida
- Mr. Cooper in Georgia
- Mr. Cooper in North Carolina
- Mr. Cooper in Illinois
- Mr. Cooper in Ohio
- Mr. Cooper in Michigan
- Mr. Cooper in New York
- Mr. Cooper in Pennsylvania
- Mr. Cooper in Virginia
- Mr. Cooper in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology