Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Wisconsin · HMDA 2025

Mr. Cooper mortgages in Wisconsin

Mr. Cooper's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.

Mr. Cooper originated 444 owner-occupied single-family loans in Wisconsin from 555 completed applications.

Its median conventional purchase loan costs were $4,220 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).

Loans in WI
444
of 555 applications
Denial rate
7.7%
Purchase · WI 6.2%
Rate spread
+0.07 pts
Conv. · WI +0.12 pts
Loan amount
$315,000
Purchase · WI $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase91847.7%6.625%+0.07 pts$4,220$315,000
Refinance18715810.2%6.125%−0.12 pts$4,600$265,000
Cash-out refinance27720225.6%7.250%+0.89 pts$7,430$195,000

*Conventional loans only; medians with at least 20 loans.

Wisconsin counties where Mr. Cooper ranks in the top 25

CountyRankLoansMarket share
Florence County1412.4%
Juneau County1661.8%
Pierce County2171.2%
Barron County2150.9%
Kenosha County22241.1%
Green Lake County2241.5%
Marinette County2340.7%
Shawano County2340.8%
Richland County2321.2%
Forest County2310.9%
Wood County2470.8%
Oconto County2461.1%
Polk County2570.9%
Waushara County2530.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology