Lender in California · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in California
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 548 owner-occupied single-family loans in California from 894 completed applications.
Its median conventional purchase loan costs were $6,490 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.375% (California: 6.625%).
Loans in CA
548
of 894 applications
Denial rate
6.0%
Purchase · CA 8.9%
Rate spread
−0.10 pts
Conv. · CA +0.09 pts
Loan amount
$605,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 217 | 198 | 6.0% | 6.375% | −0.10 pts | $6,490 | $605,000 |
| Refinance | 149 | 104 | 27.5% | 6.000% | −0.19 pts | $3,070 | $625,000 |
| Cash-out refinance | 528 | 246 | 48.5% | 6.625% | +0.41 pts | $11,260 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Plumas County | 13 | 3 | 1.6% |
| Trinity County | 13 | 2 | 2.4% |
- Mutual of Omaha Mortgage, Inc. nationwide
- California mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
- Mutual of Omaha Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology