Lender in North Carolina · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in North Carolina
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 928 owner-occupied single-family loans in North Carolina from 1,153 completed applications.
Its median conventional purchase loan costs were $5,380 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.49% (North Carolina: 6.50%).
Loans in NC
928
of 1,153 applications
Denial rate
3.7%
Purchase · NC 7.6%
Rate spread
+0.07 pts
Conv. · NC +0.04 pts
Loan amount
$365,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 598 | 551 | 3.7% | 6.490% | +0.07 pts | $5,380 | $365,000 |
| Refinance | 125 | 106 | 11.2% | 6.125% | −0.17 pts | $2,630 | $465,000 |
| Cash-out refinance | 430 | 271 | 33.0% | 6.625% | +0.50 pts | $8,560 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hoke County | 16 | 25 | 1.5% |
| Anson County | 16 | 3 | 1.7% |
| Clay County | 16 | 2 | 1.5% |
| Cumberland County | 17 | 77 | 1.3% |
| Catawba County | 18 | 40 | 1.4% |
| Iredell County | 19 | 46 | 1.2% |
| Wilkes County | 19 | 5 | 0.9% |
| Montgomery County | 19 | 3 | 1.1% |
| Cabarrus County | 22 | 48 | 1.1% |
| Stanly County | 22 | 10 | 0.9% |
| Mecklenburg County | 23 | 145 | 0.8% |
| Union County | 23 | 58 | 1.2% |
- Mutual of Omaha Mortgage, Inc. nationwide
- North Carolina mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
- Mutual of Omaha Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology