Lender in Virginia · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in Virginia
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 553 owner-occupied single-family loans in Virginia from 759 completed applications.
Its median conventional purchase loan costs were $5,090 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
553
of 759 applications
Denial rate
5.2%
Purchase · VA 6.9%
Rate spread
+0.09 pts
Conv. · VA +0.10 pts
Loan amount
$435,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 231 | 213 | 5.2% | 6.625% | +0.09 pts | $5,090 | $435,000 |
| Refinance | 104 | 85 | 13.5% | 6.125% | −0.22 pts | $2,310 | $565,000 |
| Cash-out refinance | 424 | 255 | 34.4% | 6.625% | +0.38 pts | $9,600 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Surry County | 17 | 2 | 1.9% |
| Poquoson city | 19 | 4 | 1.3% |
| Isle of Wight County | 20 | 10 | 1.1% |
| Gloucester County | 20 | 8 | 1.2% |
| Mecklenburg County | 21 | 3 | 1.0% |
| Carroll County | 22 | 3 | 1.1% |
| Emporia city | 22 | 1 | 2.1% |
| Fluvanna County | 25 | 5 | 1.0% |
| Charlotte County | 25 | 1 | 1.4% |
- Mutual of Omaha Mortgage, Inc. nationwide
- Virginia mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
- Mutual of Omaha Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology