Lender in Minnesota · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in Minnesota
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 554 owner-occupied single-family loans in Minnesota from 634 completed applications.
Its median conventional purchase loan costs were $5,500 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
554
of 634 applications
Denial rate
1.8%
Purchase · MN 5.2%
Rate spread
+0.17 pts
Conv. · MN +0.15 pts
Loan amount
$325,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 381 | 372 | 1.8% | 6.625% | +0.17 pts | $5,500 | $325,000 |
| Refinance | 53 | 51 | 3.8% | 6.490% | +0.04 pts | $3,040 | $385,000 |
| Cash-out refinance | 200 | 131 | 30.0% | 6.875% | +0.56 pts | $7,510 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Roseau County | 7 | 3 | 2.0% |
| Red Lake County | 9 | 2 | 5.1% |
| Isanti County | 12 | 15 | 2.1% |
| Kandiyohi County | 13 | 9 | 2.0% |
| Becker County | 13 | 5 | 1.2% |
| McLeod County | 15 | 8 | 1.6% |
| Meeker County | 15 | 5 | 1.7% |
| Jackson County | 17 | 2 | 2.0% |
| Le Sueur County | 18 | 6 | 1.5% |
| Martin County | 18 | 3 | 1.4% |
| Waseca County | 19 | 3 | 1.4% |
| Rice County | 20 | 10 | 1.3% |
| Brown County | 21 | 3 | 1.0% |
| Scott County | 22 | 29 | 1.2% |
| Steele County | 22 | 5 | 1.0% |
| Marshall County | 22 | 1 | 1.3% |
| Itasca County | 23 | 5 | 1.0% |
| Chisago County | 24 | 9 | 1.0% |
| Koochiching County | 24 | 1 | 0.8% |
| Sibley County | 25 | 3 | 1.4% |
- Mutual of Omaha Mortgage, Inc. nationwide
- Minnesota mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
- Mutual of Omaha Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology