Lender in Georgia · HMDA 2025
NFM, Inc. mortgages in Georgia
NFM, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
NFM, Inc. originated 446 owner-occupied single-family loans in Georgia from 468 completed applications.
Its median conventional purchase loan costs were $6,640 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.875% (Georgia: 6.624%).
Loans in GA
446
of 468 applications
Denial rate
4.6%
Purchase · GA 9.9%
Rate spread
+0.42 pts
Conv. · GA +0.13 pts
Loan amount
$315,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 413 | 393 | 4.6% | 6.875% | +0.42 pts | $6,640 | $315,000 |
| Refinance | 26 | 24 | 3.9% | — | — | — | $335,000 |
| Cash-out refinance | 29 | 29 | 0.0% | — | — | — | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Walton County | 4 | 69 | 3.7% |
| Jasper County | 6 | 11 | 3.2% |
| Putnam County | 10 | 7 | 2.3% |
| Clinch County | 10 | 1 | 3.1% |
| Newton County | 13 | 32 | 1.7% |
| Morgan County | 14 | 5 | 1.5% |
| Clarke County | 15 | 15 | 1.5% |
| Elbert County | 17 | 2 | 1.3% |
| Washington County | 20 | 1 | 1.2% |
| Terrell County | 23 | 1 | 1.4% |
| Coweta County | 24 | 27 | 1.0% |
- NFM, Inc. nationwide
- Georgia mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Rhode Island
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology