Lender in Colorado · HMDA 2025
NFM, Inc. mortgages in Colorado
NFM, Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
NFM, Inc. originated 558 owner-occupied single-family loans in Colorado from 563 completed applications.
Its median conventional purchase loan costs were $5,040 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
558
of 563 applications
Denial rate
0.4%
Purchase · CO 6.3%
Rate spread
+0.14 pts
Conv. · CO +0.04 pts
Loan amount
$405,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 485 | 481 | 0.4% | 6.625% | +0.14 pts | $5,040 | $405,000 |
| Refinance | 66 | 65 | 1.5% | 6.375% | +0.02 pts | $3,830 | $405,000 |
| Cash-out refinance | 12 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Moffat County | 2 | 33 | 19.2% |
| Routt County | 4 | 18 | 5.4% |
| El Paso County | 9 | 285 | 2.0% |
| Crowley County | 9 | 1 | 4.5% |
| Teller County | 12 | 9 | 1.6% |
| Rio Blanco County | 25 | 1 | 0.9% |
- NFM, Inc. nationwide
- Colorado mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology