Lender in Ohio · HMDA 2025
NFM, Inc. mortgages in Ohio
NFM, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
NFM, Inc. originated 2,912 owner-occupied single-family loans in Ohio from 2,972 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $6,810 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
2,912
of 2,972 applications
Denial rate
1.2%
Purchase · OH 7.1%
Rate spread
+0.40 pts
Conv. · OH +0.22 pts
Loan amount
$265,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,636 | 2,584 | 1.2% | 6.750% | +0.40 pts | $6,810 | $265,000 |
| Refinance | 277 | 271 | 1.4% | 6.375% | +0.13 pts | $4,760 | $305,000 |
| Cash-out refinance | 59 | 57 | 0.0% | 7.000% | +0.65 pts | $6,000 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where NFM, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 35.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 1 | 1,199 | 7.2% |
| Marion County | 3 | 85 | 10.2% |
| Delaware County | 4 | 219 | 5.0% |
| Licking County | 4 | 141 | 5.0% |
| Pickaway County | 4 | 60 | 4.7% |
| Fairfield County | 5 | 127 | 4.6% |
| Union County | 5 | 95 | 5.8% |
| Madison County | 5 | 39 | 4.9% |
| Champaign County | 5 | 17 | 3.6% |
| Monroe County | 5 | 5 | 4.7% |
| Perry County | 6 | 20 | 4.7% |
| Morrow County | 7 | 16 | 3.3% |
| Hocking County | 7 | 10 | 3.7% |
| Muskingum County | 9 | 35 | 2.9% |
| Fayette County | 9 | 13 | 3.3% |
| Jackson County | 9 | 7 | 2.2% |
| Gallia County | 10 | 7 | 2.7% |
| Knox County | 11 | 21 | 2.2% |
| Crawford County | 12 | 12 | 2.6% |
| Athens County | 12 | 7 | 2.3% |
| Lucas County | 13 | 109 | 2.3% |
| Guernsey County | 13 | 9 | 2.2% |
| Logan County | 14 | 13 | 2.0% |
| Clark County | 16 | 34 | 1.7% |
| Wood County | 16 | 30 | 1.8% |
| Richland County | 18 | 15 | 0.9% |
| Ross County | 19 | 10 | 1.2% |
| Tuscarawas County | 19 | 9 | 1.1% |
| Van Wert County | 20 | 5 | 1.4% |
| Fulton County | 21 | 7 | 1.3% |
- NFM, Inc. nationwide
- Ohio mortgage market
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology