Lender in North Carolina · HMDA 2025
NFM, Inc. mortgages in North Carolina
NFM, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
NFM, Inc. originated 927 owner-occupied single-family loans in North Carolina from 954 completed applications.
Its median conventional purchase loan costs were $6,850 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
927
of 954 applications
Denial rate
1.7%
Purchase · NC 7.6%
Rate spread
+0.30 pts
Conv. · NC +0.04 pts
Loan amount
$335,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 865 | 841 | 1.7% | 6.625% | +0.30 pts | $6,850 | $335,000 |
| Refinance | 58 | 58 | 0.0% | 6.500% | +0.18 pts | $5,970 | $365,000 |
| Cash-out refinance | 31 | 28 | 9.7% | — | — | — | $335,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Moore County | 1 | 185 | 8.0% |
| Richmond County | 5 | 15 | 4.6% |
| Harnett County | 8 | 139 | 3.5% |
| Lee County | 8 | 29 | 2.5% |
| Scotland County | 9 | 7 | 2.6% |
| Franklin County | 15 | 25 | 1.6% |
| Greene County | 15 | 2 | 1.9% |
| Hoke County | 19 | 18 | 1.0% |
| Alamance County | 20 | 35 | 1.2% |
| Caswell County | 22 | 2 | 1.2% |
- NFM, Inc. nationwide
- North Carolina mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology