Lender in Arizona · HMDA 2025
Ocmbc, Inc. mortgages in Arizona
Ocmbc, Inc.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Ocmbc, Inc. originated 245 owner-occupied single-family loans in Arizona from 330 completed applications.
Its median conventional purchase loan costs were $13,340 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 7.125% (Arizona: 6.50%).
Loans in AZ
245
of 330 applications
Denial rate
15.8%
Purchase · AZ 8.2%
Rate spread
+0.83 pts
Conv. · AZ +0.11 pts
Loan amount
$375,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 209 | 158 | 15.8% | 7.125% | +0.83 pts | $13,340 | $375,000 |
| Refinance | 30 | 20 | 10.0% | — | — | — | $425,000 |
| Cash-out refinance | 91 | 67 | 8.8% | 7.999% | +1.79 pts | $9,080 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology