Lender in Georgia · HMDA 2025
Ocmbc, Inc. mortgages in Georgia
Ocmbc, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Ocmbc, Inc. originated 206 owner-occupied single-family loans in Georgia from 345 completed applications.
Its median conventional purchase loan costs were $13,000 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 7.50% (Georgia: 6.624%).
Loans in GA
206
of 345 applications
Denial rate
14.1%
Purchase · GA 9.9%
Rate spread
+1.58 pts
Conv. · GA +0.13 pts
Loan amount
$315,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 249 | 160 | 14.1% | 7.500% | +1.58 pts | $13,000 | $315,000 |
| Refinance | 25 | 12 | 24.0% | — | — | — | — |
| Cash-out refinance | 71 | 34 | 11.3% | 8.750% | +2.66 pts | $10,400 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Ocmbc, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Liberty County | 19 | 14 | 0.9% |
| Pierce County | 23 | 2 | 0.9% |
| Long County | 24 | 4 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology