Lender in Florida · HMDA 2025
Ocmbc, Inc. mortgages in Florida
Ocmbc, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Ocmbc, Inc. originated 821 owner-occupied single-family loans in Florida from 1,254 completed applications.
Its median conventional purchase loan costs were $16,080 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.499% (Florida: 6.625%).
Loans in FL
821
of 1,254 applications
Denial rate
21.4%
Purchase · FL 12.8%
Rate spread
+1.43 pts
Conv. · FL +0.14 pts
Loan amount
$365,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 914 | 615 | 21.4% | 7.499% | +1.43 pts | $16,080 | $365,000 |
| Refinance | 74 | 40 | 24.3% | 6.999% | +0.62 pts | $16,320 | $415,000 |
| Cash-out refinance | 266 | 166 | 20.7% | 7.999% | +1.70 pts | $13,320 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Ocmbc, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Miami-Dade County | 20 | 155 | 0.9% |
| Monroe County | 25 | 5 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology