Lender in Maryland · HMDA 2025
Ocmbc, Inc. mortgages in Maryland
Ocmbc, Inc.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Ocmbc, Inc. originated 322 owner-occupied single-family loans in Maryland from 493 completed applications.
Its median conventional purchase loan costs were $13,910 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 7.875% (Maryland: 6.625%).
Loans in MD
322
of 493 applications
Denial rate
21.8%
Purchase · MD 8.6%
Rate spread
+1.73 pts
Conv. · MD +0.14 pts
Loan amount
$355,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 340 | 235 | 21.8% | 7.875% | +1.73 pts | $13,910 | $355,000 |
| Refinance | 59 | 34 | 23.7% | 7.499% | +1.24 pts | $13,790 | $325,000 |
| Cash-out refinance | 94 | 53 | 26.6% | 7.999% | +1.92 pts | $11,690 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology