Lender in Kentucky · HMDA 2025
Old National Bank mortgages in Kentucky
Old National Bank's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Old National Bank originated 240 owner-occupied single-family loans in Kentucky from 277 completed applications.
Its median conventional purchase loan costs were $3,720 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.50% (Kentucky: 6.625%).
Loans in KY
240
of 277 applications
Denial rate
8.5%
Purchase · KY 8.2%
Rate spread
−0.01 pts
Conv. · KY +0.21 pts
Loan amount
$235,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 213 | 195 | 8.5% | 6.500% | −0.01 pts | $3,720 | $235,000 |
| Refinance | 48 | 35 | 27.1% | — | +0.03 pts | $3,210 | $265,000 |
| Cash-out refinance | 16 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Old National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Muhlenberg County | 6 | 16 | 5.5% |
| Daviess County | 7 | 47 | 3.6% |
| Henderson County | 7 | 19 | 3.5% |
| Ohio County | 9 | 5 | 2.5% |
| Union County | 11 | 2 | 2.4% |
| Hopkins County | 13 | 11 | 2.1% |
| McCracken County | 16 | 17 | 2.1% |
| Jessamine County | 17 | 13 | 1.6% |
| Crittenden County | 20 | 1 | 1.1% |
| Harrison County | 22 | 2 | 1.1% |
| Butler County | 23 | 1 | 0.7% |
| Ballard County | 24 | 1 | 1.2% |
| Hancock County | 25 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology