Lender in Tennessee · HMDA 2025
Old National Bank mortgages in Tennessee
Old National Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Old National Bank originated 661 owner-occupied single-family loans in Tennessee from 775 completed applications.
Its median conventional purchase loan costs were $4,250 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).
Loans in TN
661
of 775 applications
Denial rate
10.5%
Purchase · TN 7.7%
Rate spread
−0.05 pts
Conv. · TN +0.11 pts
Loan amount
$375,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 590 | 525 | 10.5% | 6.500% | −0.05 pts | $4,250 | $375,000 |
| Refinance | 67 | 57 | 13.4% | 6.125% | −0.07 pts | $3,630 | $455,000 |
| Cash-out refinance | 118 | 79 | 32.2% | 6.750% | +0.28 pts | $3,860 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Old National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Meigs County | 3 | 9 | 6.5% |
| McMinn County | 5 | 34 | 4.4% |
| Davidson County | 7 | 249 | 2.5% |
| Williamson County | 9 | 99 | 2.1% |
| Cheatham County | 9 | 16 | 1.9% |
| Perry County | 10 | 2 | 2.7% |
| Wayne County | 11 | 2 | 1.4% |
| Monroe County | 16 | 8 | 1.4% |
| Sumner County | 17 | 58 | 1.4% |
| Robertson County | 18 | 18 | 1.1% |
| Lawrence County | 18 | 7 | 1.2% |
| Decatur County | 25 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology